The Visa site is © 2007, © Visa International Service Association. All rights reserved.
Introduction
Visa International Service Association ("Visa") sponsors and maintains Visa.com and its related sites (collectively the “Visa site”) for your personal information, entertainment, and enjoyment. Please feel free to browse, download from, talk back to, and otherwise use this site. At the same time, please remember that your access to the Visa site is subject to the following terms of use (the “Terms and Conditions) as well as all applicable laws. By accessing and using the Visa site, you accept and agree to the Terms and Conditions without limitation or qualification, and acknowledge that any other agreements you may have with Visa are superseded by the Terms and Conditions, to the extent that any conflict exists.
Visa may at any time revise these Terms and Conditions by updating this posting. You are bound by such revisions and should therefore visit this page to review the current Terms and Conditions from time to time.
Visa reserves the right, without notice and for any reason to remove any content on this site, and to deny access of any user or users to all or any part of this site.
By visiting this web site, you are agreeing in advance to the current and future terms of these Terms of Use. If you do not wish to agree to these terms, you should leave this web site.
Links
Use of the Site
Conditions for Use
Copyrights and Other Rights
Trademarks
Submissions
No Warranties and Limitation of Liability
Hold Harmless and Indemnity
Other Agreements
Links
International Information
Legal Information
Use of the Site
Unless otherwise specifically indicated, you may download material displayed on the Visa site for personal, non-commercial use only and you may not distribute, modify, transmit, use, or reuse any of the contents of the Visa site for any public or commercial purpose without the written consent of Visa or any third party Visa deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the Visa site you make and distribute for any purpose must also include these Terms and Conditions. You may not access or use the Visa site in any way that could or is intended to damage or impair Visa or any server or network underlying the Visa site, or interfere with anyone else's use and enjoyment of the Visa site.
Conditions for Use
Visa is made available for your personal, non-commercial use only. You may not use the site for any illegal or unauthorized purpose. International users agree to comply with all local rules regarding online conduct and acceptable content, including laws regulating the export of data from the United States or your country of residence.
Copyrights and Other Rights
You should assume that everything on the Visa site is copyrighted unless otherwise noted and that it must not be used except as provided in these Terms and Conditions or with the express written consent of Visa or any third party Visa deems necessary. VISA NEITHER WARRANTS OR REPRESENTS THAT YOUR USE OF THE MATERIAL DISPLAYED ON THE VISA SITE WILL NOT INFRINGE RIGHTS OF THIRD PARTIES. Any product, service, program, or technology described on Visa may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by Visa. Any such right that is not expressly licensed herein is reserved by Visa.
Images of people or places displayed on Visa are either the property of, or used with permission by, Visa. Use of these images by you or other third parties is prohibited unless expressly permitted in these Terms and Conditions or elsewhere on the Visa site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.
Any product, service, program or technology described in any document published by Visa on this site may be the subject of other intellectual property rights owned by Visa. Any such right that is not expressly licensed hereunder is reserved by Visa.
Trademarks
The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Visa site are registered and unregistered Trademarks of Visa and others. VISA®, the Three Bands Design Mark®, 3-D SECURE®, CLASSIC®, the Comet Design Mark®, the Dove Design Mark®, ELECTRON®, INTERLINK®, the Network Design Mark®, PLUS®, the PLUS Design Mark®, TRAVELMONEY®, VERIFIED BY VISA®, VISA BUXX®, VISA PLATINUM®, VISA SIGNATURE®, VISANET® and It's Everywhere You Want To Be® are registered Trademarks of Visa in the United States and other countries (trademark denotations on the Visa site indicate federal registrations in the United States). Nothing contained on the Visa site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Visa site without the written permission of Visa or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on Visa is prohibited. Visa aggressively enforces its intellectual property rights, including via civil and criminal proceedings.
Submissions
Apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to Visa, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions is and will be treated as non-confidential and non-proprietary. Anything you send to Visa may be used by Visa for any purpose including but not limited to modification, reproduction, transmission, disclosure, publication, broadcast, and posting. By submitting material to Visa, you irrevocably transfer and assign to Visa, and forever waive and agree never to assert, any copyrights, "moral" rights, rights of publicity or to privacy, or other intellectual-property or proprietary rights that you may have in such material. Visa is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to Visa for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products and services.
By using this site, you may submit, or Visa may gather, certain limited information about you and your usage of the site. Subject to the terms of the Privacy Policy Visa is free to use such information for any purpose it deems appropriate.
No Warranties and Limitation of Liability
TO THE MAXIMUM EXTENT PERMISSIBLE BY APPLICABLE LAW, VISA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THERE IS NO WARRANTY THAT ANY INFORMATION OR SERVICE PROVIDED OR REFERENCED BY THIS SITE IS EITHER ACCURATE, THAT SUCH INFORMATION OR SERVICE WILL FULFILL ANY OF YOUR PARTICULAR PURPOSES OR NEEDS, OR THAT SUCH INFORMATION OR SERVICE DOES NOT INFRINGE ON ANY THIRD PARTY RIGHTS. EXCEPT FOR ANY EXPRESS WARRANTIES STATED ON THIS SITE, IF ANY, THE INFORMATION AND SERVICES PROVIDED OR REFERENCED ON THIS SITE ARE PROVIDED "AS IS," "AS AVAILABLE," AND WITH ALL FAULTS, AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH THE USER.
SO WHILE VISA MAY USE REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION ON THE VISA SITE, VISA MAKES NO WARRANTIES OR REPRESENTATIONS AS TO ITS ACCURACY, TIMELINESS, OR COMPLETENESS. VISA MAY PERIODICALLY ADD, CHANGE, OR IMPROVE ANY OF THE INFORMATION, PRODUCTS, SERVICES, PROGRAMS, AND TECHNOLOGY DESCRIBED ON VISA WITHOUT NOTICE. VISA ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF VISA.
IN FACT, YOUR USE OF VISA IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT ALLOWED BY LAW, NEITHER VISA NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE VISA SITE IS LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, HOWEVER CAUSED, ARISING OUT OF YOUR ACCESS TO, USE OF, OR RELIANCE ON VISA, EVEN IF VISA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FOR EXAMPLE, VISA ASSUMES NO RESPONSIBILITY FOR, AND WILL NOT BE LIABLE FOR ANY DAMAGES TO OR ANY VIRUSES WHICH MAY AFFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR DOWNLOADING FROM, VISA. PLEASE NOTE THAT SOME JURISDICTIONS MAY RESTRICT OR DISALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS OF LIABILITY, SO SOME OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU.
Hold Harmless and Indemnity
You agree to hold harmless and indemnify, and at Visa's request defend, Visa, its parents, subsidiaries, and affiliates, and their respective owners, officers, managers, members, agents, and employees, from and against any third party claim arising from or in any way related to (i) your use of or conduct on Visa; (ii) your violation of any term of these Terms of Service; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that one of your submissions caused damage to a third party including any liability or expense arising from all claims, liabilities, losses, damages (actual and consequential), suits, judgments, litigation costs, expenses, and attorneys' fees, of every kind and nature. In such a case, Visa will provide you with written notice of such claim, suit or action.
Other Agreements
Your use of the Visa site, or certain features or information provided through the Visa site, may be subject to additional agreements apart from these Terms and Conditions.
Links
Visa has not reviewed all of the sites which are linked to or from Visa, and the fact of such links does not indicate any approval or endorsement of any material contained on any linked site. Visa is not responsible for the contents of any site linked to or from Visa; and your connection to any such linked site is at your own risk.
International Information
Most of the information on Visa applies internationally, but a significant amount of information applies only to certain countries or regions. Although Visa tries to mark all country- and region-specific information with a country indication, it does not warrant or represent that all information without indication applies internationally. You should check the applicability of any information on this site to you or your organization.
Legal Information
These Terms and Conditions will be governed by and construed under the laws of the State of California, excluding only its conflict of law provisions. You hereby submit to the exclusive jurisdiction of the courts within the State of California, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
Any failure by Visa to enforce any of its rights under these Terms and Conditions or applicable laws shall not constitute a waiver of such right. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, you, Visa, and the court shall endeavor to give effect to the intent reflected in that provision, and the remaining provisions shall retain their full force and effect.
You agree to follow any applicable laws in your use of Visa. Among other things, United States and foreign export control laws regulate the export and re-export of technology originating in the United States and such foreign countries. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from Visa to or from any countries or foreign nationals in violation of such laws or regulations.
Please note that Visa is operated by Visa International Service Association and not the various financial institutions that issue Visa cards. None of the terms of any agreement between a Visa cardholder and the financial institution that issued his/her card has any effect on or relation to these Terms and Conditions.
Please also read over Privacy Policy which are part of these Terms and Conditions and which you accept. If you have any questions, comments, or complaints about Visa, please feel free to contact us by:
Sending an e-mail request to corpcomap@visa.com; or
Sending a letter via mail to:
Attention:
Corporate Communications
Visa International Service Association
Robinson Road
P.O. Box 597
Singapore 901147
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